With proper management, the top cryptocurrency IRAs can yield returns surpassing those of traditional retirement accounts. Nonetheless, Bitcoin IRAs are a new addition, and choosing the wrong provider can be effortless if you’re unfamiliar with the cryptocurrency market.
Our expertise in crypto and retirement is where we add value by creating a compilation of the best Crypto IRA businesses. iTrustCapital is our number one recommendation, as we have carefully selected and organized this list. It is relevant for anyone looking to invest in a Simple, Traditional, or Roth IRA.
1. iTrustCapital – Best Crypto IRA Overall
- Free from monthly account fees (for personal accounts)
- Minimum investment of $1,000
- Supported by over 25 cryptocurrencies
- 1% trading charges (15-second settlement time)
- Custody of Coinbase and third-party insurance
iTrustCapital, a platform that has been featured in major publications such as Bloomberg, CoinDesk, and Forbes, is perfect for those who want full control over their retirement accounts. It provides a comprehensive trading terminal with a low transaction fee of just 1% for any cryptocurrency trades. Although the trading terminal is highly effective, it doesn’t have advanced charting features.
2. Bitcoin IRA – Best Variety for Crypto IRAs
- IRAs, both traditional and Roth
- Supported by 60+ cryptocurrencies
- $300 million in insurance
- More than 170,000 Americans use it
- Controlled assets totaling more than $2 billion
Since 2016, BitcoinIRA has been providing retirement accounts for cryptocurrencies. With over 3,500 5-star reviews on Google, the company is the leading provider of these accounts. Those interested can request information about the various IRAs available from BitcoinIRA.
Apart from traditional IRAs, clients can choose Roth IRAs, which favor tax-free contributions rather than tax-deferred ones. Additionally, the platform offers a unique ‘Saver IRA’ account that is not accessible with other Crypto IRA providers.
Clients can make monthly contributions of at least $100 to this account without any mandatory minimum investment. Furthermore, investors needn’t concern themselves with the safety of their cryptocurrency assets.
Bitcoin IRA employs cold storage facilities with high-security Military standards and guarantees all funds with a $700 million insurance policy.
3. BitIRA – Most Secure Crypto IRA
- Traditional, Roth, SEP, and Simple IRAs
- A+ BBB rating and a 4.9/5 rating from Consumer Affairs
- 18 cryptocurrencies are accepted
- No recurring monthly fees
- $100 million in total investments
BitIRA is a well-known company that serves investors wanting to take an active role in managing their Crypto IRA. They provide added security for their clients’ funds with a comprehensive $100 million insurance policy that covers all stages of the transaction process, rather than only safeguarding user funds in cold storage like other policies.
BitIRA offers full protection to cryptocurrency assets during transfers and transactions.
By partnering only with cold storage providers who maintain grade-5 nuclear bunkers guarded by personnel on-site, BitIRA guarantees absolute security for cryptocurrencies, akin to the safety protocols for storing gold at Fort Knox.
4. Coin IRA – Well-Established Crypto IRA Company
- Minimum investment of $5,000
- Purchase platinum, silver, and gold as well
- A+ BBB score
- No setup, upkeep, or custody costs
Coin IRA has had an A+ rating from the Better Business Bureau since 2017, and is a division of GoldCo, a highly trusted and established provider of precious metal IRAs in the industry. If you are new to Crypto IRAs or require help with rolling over, Coin IRA offers a team of experts who are available for 12 hours each day to answer your questions.
Moreover, these customer support agents can be reached via phone or email without receiving any incentives for sales.
Equity Trust, a custodian that is both regulated and approved by the IRS, has custody of all digital assets. Coin IRA distinguishes itself from other IRA service providers due to the absence of setup, maintenance, or storage fees.
5. BroadFinancial – Best for Self-Directed IRAs
- Starting prices between $1,195 and $1,295
- LLC Checkbook IRAs and Trusts
- Free transactions that never end
- No requirement for a minimum investment
BroadFinancial distinguishes itself from other crypto IRA providers by providing Checkbook plans in lieu of Custodian plans.
Ideal for active investors who want immediate access to their funds and lower trading fees, Checkbook IRAs grant complete control to the account holder instead of the custodian.
6. Blockmint – Excellent Roll Over Support
- Minimum deposit of $10,000
- Free exchanges for life for just $499 a year
- Dollar-linked DAI coin
- Support for interest-bearing coins
Blockmint is able to provide assistance with the transfer of your 401k, 403b, TSP, or 457 to a Crypto IRA, thanks to their team of experts. Opening an IRA account can be done quickly, in just five minutes, and your employer plan rollovers can be processed within a week.
Blockmint may have a smaller range of supported coins and tokens in comparison to other companies facilitating Bitcoin IRAs, but they distinguish themselves by offering Compound and Yearn. Finance, both of which are coins that generate interest.
BitcoinIRA Wins Bronze in 12th Annual Best in Biz Awards
BitcoinIRA, the first ever IRA technology platform for digital assets, which is also highly secure*, has won a Bronze award in the Small Companies Executive of the Year category at the Best in Biz Awards. This particular awards program is unique in that it is judged annually by influential editors and reporters from leading North American publications.
BitcoinIRA’s entry received appreciation from the judges for the company’s origin tale and for surmounting the hurdles of educating customers and gaining their acceptance to emerge triumphant. Additionally, the judges commended the company’s participation in the industry and local community.
In 2016, BitcoinIRA was established with the aspiration of establishing a crypto-centered structure to aid Americans in their retirement planning. The company paved the way by establishing a new venture in the constantly evolving decentralized finance market. Currently, BitcoinIRA has facilitated transactions amounting to $2 billion and has amassed a user base of over 170,000 individuals, garnering over 3,500 5-star user reviews.
More than 700 entries were received from public and private companies of all sizes and industries across the U.S. and Canada for the 12th annual program. The competition was intense among the entries, which included renowned global brands, innovative start-ups, and strong local businesses. The judges of this year’s program recognized the winning companies for their visionary leadership, innovative use of technology, best workplace practices such as fostering employee diversity and inclusion, and their active engagement with their local communities.
“It’s an honor to be recognized by Best in Biz Awards,” said Chris Kline, CRO and Co-Founder of BitcoinIRA. “I credit this incredible achievement to our team’s hard work and dedication. Together we continue to make BitcoinIRA the first choice for Americans looking for retirement avenues in crypto. Cheers to an even better 2023.”
Since its establishment in 2011, Best in Biz Awards has used scoring from independent judging panels with members from various respected national and local newspapers, TV and radio stations, and consumer, business, technology, and trade publications across North America to select winners. The diverse array of represented outlets and the experienced editors and reporters acting as judges make Best in Biz Awards judging panels particularly well-equipped to identify the top entries among the numerous competitive submissions. Some of the writers on the 2022 judging panel included representatives from AdWeek, Computerworld, Forbes, The Globe & Mail, Inc., The Oregonian, and Portland Tribune.
Best in Biz Awards 2022 acknowledged outstanding achievements in 100 categories such as Company of the Year, Fastest-Growing Company, Most Innovative Company, Best Place to Work, Customer Service Department, Executive of the Year, Marketing Executive, Most Innovative Service, Enterprise Product, Best New Product, App, CSR Program, Environmental Program, Website, and Film/Video of the Year. For a comprehensive rundown of both gold, silver, and bronze awardees, check out http://www.bestinbizawards.com/2022-winners.
Best in Biz Awards is a business awards program that has been running since 2011 and is unique in that it is independently judged by high-profile reporters and editors from respected publications in North America and globally. The awards program draws a range of judges from Associated Press to the Wall Street Journal, and includes winners from a wide variety of companies from global corporations to innovative start-ups and local businesses. Every year, awards are given out in two programs – North America and International – and across 100 categories, spanning company, team, executive, product, and CSR, as well as media, PR, and other areas.
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